UK Salary & Tax Calculator
See exactly what you take home after income tax, National Insurance, student loan and pension. Free, no registration, updated for the 2026 tax year.
Popular salary lookups — After Tax UK
UK Tax & Pay Calculators
Salary Calculator
Annual, monthly and weekly take-home pay after income tax, NI, student loan and pension.
Stamp Duty Calculator
SDLT on residential property in England and NI — with first-time buyer relief and second home surcharge.
National Insurance Calculator
Calculate employee Class 1 NI contributions at 8% and 2%. HMRC 2026 rates.
Pension Calculator
Calculate workplace pension contributions, tax savings from salary sacrifice and projected pot.
Student Loan Repayment Calculator
Repayments for all 5 UK plans — Plan 1, 2, 4, 5 and Postgraduate.
Take Home Pay Calculator
Net salary that lands in your bank account after all PAYE deductions.
Income Tax Calculator
Calculate income tax using HMRC 2026 bands for England, Wales and Northern Ireland.
VAT Calculator
Add or remove 20% UK VAT from any amount instantly.
Mortgage Calculator
Monthly home loan repayments — and how overpayments cut years and interest.
Tax Refund Estimator
Estimate your HMRC tax refund or balance owing for 2026.
Tax Bracket Calculator
Find your UK tax band and see your marginal rate vs effective rate.
Hourly to Salary Calculator
Convert hourly rate to annual salary and see take-home after UK taxes.
Self Assessment Tax Calculator
Estimate your Self Assessment tax bill or refund from income and PAYE withheld.
Net Income Calculator
Calculate net earnings after income tax, National Insurance and deductions.
Tax Return Calculator
Estimate your tax return refund or amount owing — a tax estimator for HMRC.
Dividend Tax Calculator
Calculate UK dividend tax for 2026. £500 allowance then 8.75%, 33.75% or 39.35% by band.
Capital Gains Tax Calculator
Calculate UK CGT for 2026. £3,000 Annual Exempt Amount, 18% basic rate, 24% higher rate.
Council Tax Calculator
Estimate your 2026 council tax bill for bands A–H. Includes single-person 25% discount.
Accurate HMRC Data
Updated for the 2026 tax year. Covers income tax bands, National Insurance Class 1 thresholds, student loan repayment plans and workplace pension auto-enrolment rates.
NI & Student Loan Included
Unlike basic calculators, we include National Insurance Class 1, all 5 student loan plans and workplace pension — so you see your real take-home pay.
Monthly by Default
Most UK employees are paid monthly. Our calculator leads with monthly results while also showing annual and weekly breakdowns.
Common Questions
How much is £35,000 after tax in the UK?
On a £35,000 salary in 2026, you take home approximately £28,718 per year — around £2,393 per month. This is after £4,486 income tax and £1,796 National Insurance. Source: HMRC 2026 rates for England, Wales and Northern Ireland.
What is the UK personal allowance for 2026?
The personal allowance is £12,570 for 2026. You pay no income tax on the first £12,570 of income. If you earn over £100,000, the allowance tapers by £1 for every £2 above £100,000 and reaches £0 at £125,140.
How does National Insurance work?
Employee Class 1 National Insurance is 8% on earnings between £12,570 and £50,270 per year, and 2% above £50,270. It is calculated independently from income tax. NI contributions go towards your State Pension entitlement.
How much is stamp duty on a £300,000 house?
On a £300,000 property (standard rates from 1 April 2025), stamp duty is £5,000 — that's 0% on the first £125,000, 2% on £125,001–£250,000 (£2,500), and 5% on £250,001–£300,000 (£2,500). First-time buyers pay £0 on properties up to £300,000.
When do I start repaying my student loan?
You repay 9% of income above the threshold for your plan: Plan 1 (£26,065), Plan 2 (£28,470), Plan 4 (£32,745), Plan 5 (£25,000), Postgraduate (£21,000). If you earn below your plan's threshold, no repayments are due.