Tax Refund Estimator UK 2026
Free UK tax refund estimator— enter your income and the PAYE tax withheld by your employer to see if you're due a refund from HMRC or owe a balance for the 2026 tax year. Uses HMRC income tax bands.
From your P60 or payslips
From your P60 or employer
Estimated Refund
+£14
HMRC withheld more tax than needed — you should receive a refund.
Frequently Asked Questions
What is a UK tax refund?
A UK tax refund (or repayment) occurs when HMRC has collected more income tax via PAYE than your actual tax liability for the year. You can claim a refund by completing a Self Assessment return or by contacting HMRC directly.
How much tax will I get back from HMRC?
Your refund equals the tax withheld via PAYE minus your actual income tax liability. The personal allowance is £12,570 for 2026. If you were on an emergency tax code or changed jobs during the year, you may have overpaid and be entitled to a refund.
When will I get my tax refund from HMRC?
PAYE refunds from HMRC typically arrive within 5 working days once processed. Self Assessment refunds after completing an online return are usually paid within 72 hours. You can track your refund status in your HMRC Personal Tax Account.
Do I need to file a Self Assessment?
Most employees on PAYE do not need to file a Self Assessment. However, you must file if you earned over £100,000, are self-employed, have untaxed income (rental, savings interest over £1,000, foreign income), or were sent a notice to file by HMRC.